Not at all. Your lack of expertise has nothing to do with this, it’s all about your lack of understanding of what the commitment was in the first place.
What you claim is becoming more difficult w/ 2.0 has been true from day one… all metadata comes from the cloud, as does Roon Radio, as does search, as does Live Radio listings, as do Audeze DSP profiles, etc.
Nothing actually changed here. Things have been added to Roon from 1.0, and all of them in the cloud.
If you feel at risk in your investment, don’t buy the lifetime.