The Naim Unity Atom Headphone Edition that every one mentioned in the string at $3800 also has no speaker.
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“Speaker” is in the title of the thread 
It was the OP who mentioned the Atom HE, saying that “if it were only for the headphones …”. And the HE needs a power amp as well. I mentioned the regular Atom because at least it has an amp built in, but that also falls short because, well, no speakers. The Naim Mu-So has speakers but no headphone out …
There are lots of one-box systems that are Roon Ready and have headphone outputs, but precious few that have speakers and a headphone output
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Right — it the combination of Roon, headphone out and speaker that is hard to get. Will try the Bluesound Pulse next and compare it with a combo I just got my hands on: Wiim Pro Plus as Streamer/DAC and Schiit Asgard as headphone amp. Totally different thing, I know, I‘m just curious try.