SRC is fine - i am using both inputs
AES for headphone (Rasperry-RME-(StaxAmp)-Headphone)
SPDIF optical for loudspeakers (Rasperry-Antimode-RME-Amp-Loudspeaker)
AES should work with 192
SPDIF optical with 96
If i plug out headphone, RME automaticall switches from AES to optical for loudspeakers.
Each setting has different DAC-Settings and PEQ-Setting on RME - this is a great feature.
I think the Digi+ will just output SPDIF over toslink or cinch? The RME is a great device but it is also complicated (I tried it briefly). It think it requires to disconnect the Sample Rate Conversion from the AES input by setting it to SPDIF to work with your Digi+ HAT.
From the ADI-2 manual
8.6 SRC (Sample Rate Conversion)
different clock-sources. For example having the ADI-2 Pro synchronized to an AES signal, a CD player connected to SPDIF input can only be used when the SRC is set to SPDIF. It then decouples the clock of the non-synchronizable CD player, preventing clock problems and drop outs. As the incoming clock phase is no longer fixed when the SRC is activated, the SPDIF Sync state in the State Overview screen will always show lock.